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I'm a working artist and it can be hard to make money stretch sometimes. I have to be really smart about how I use credit cards, as well as making sure my budget is precise. When I have a big show if I sell a few pieces I can eaily find myself making a year's salary in one night and needing to stretch that until my next big sale. I also have to be savvy about keeping a track of my tax deductions to maximise my cashflow over the year. If you are also making a living from your art, this site should be useful to you as well.